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Punlork, 30 years old, is a driver for a tourist company. He earns $10 per day. His wife is a garment factory worker who earns $3 per day. They have a four year old child.

Every month Punlork has to spend $100 on food, $10 on electricity, and $10 on other expenses.

He would like to request a loan of $1,000 to buy clothes for his wife to sell in the market. When he has enough money, he wants to buy a small shop in the market for his wife to sell clothes.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 82
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Punlork to buy clothes for his wife to sell in the market.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 14, 2011
Oct 25, 2011
Currency Exchange Loss:
Mar 15, 2012