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Tania Gladys

Update on Tania Gladys

This member, Señora Tania, is 53 years old and married. She has 2 children and is still making and selling bread for a living. She sells in the Oropesa district. She works from 7:00 am until 5:00 pm. She wants to expand and improve her bread business. She is requesting a loan to purchase wholesale supplies such as butter, sugar, and flour to prepare her bread.

She is happy about the loan and is committed to making her payments on time.
View original language description ↓
La socia es la Sra. Tania; es casada, la socia tiene 53 años de edad; la socia tiene 2 hijos, la socia sigue en su negocio de venta y elaboracion de panes,ella vende en el distrito de oropesa,ella trabaja desde las 7:00 a.m hasta las 5:00 p.m,la socia quiere ampliar y mejorar el negocio de venta de panes.La socia solicita el préstamo para comprar insumos para preparara pan como manteca,azucar y harina al por mayor.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

Tania, age 53, is married and has two children (ages 24 and 21). She is a member of the communal bank “VIRGEN ESTRELLA DE OROPESA”; the bank is located in the Oropesa settlement of the Quispicanchis province which is part of the department of Cusco. Tania divides her time between her household... More from Tania Gladys's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Tania Gladys purchase wholesale bread making supplies such as butter, sugar, and flour.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 18, 2011
Oct 20, 2011
Currency Exchange Loss:
May 15, 2012
This photo was used before for a previous loan for Tania Gladys. It was first posted on Kiva on May, 2011. Learn More