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This member is part of the Manos Juntas de Rumichaca Alta Communal Bank, which is located in the Urubamba district of the province by the same name, department of Cusco.

She is Ms. Vilma, a 36-year-old with 4 children and a live-in partner. She alternates her daily chores with her agriculture business. She cultivates vegetables like lettuce, cabbage, and potatoes, among other produce. She also knits sweaters, pants, and hats to order. Through these two businesses, she is able to help her children get ahead. The member wishes to expand her crops and improve her knitting business. She is requesting this loan in order to rent land for vegetable cultivation, and to purchase wool to knit sweaters and pants.

Ms. Vilma is happy about the loan, and she commits to repaying it back on time.

View original language description ↓
La socia pertenece al banco comunal “MANOS JUNTAS DE RUMICHACA ALTA”; El banco está ubicado en el distrito de Urubamba, perteneciente a la provincia de Urubamba y departamento de Cusco.

La socia es la Sra. Vilma; ella tiene 36 años de edad y es conviviente y tiene 4 hijos; La socia alterna sus actividades diarias con el negocio de agricultura, ella siembra hortalizas como lechugas, repollo y papas entre otras hortalizas, la socia también se dedica a tejer chompas, pantalones y sombreros, ella lo hace a pedidos, por medio de estos negocios la socia saca adelante a sus hijos, la socia quiere ampliar el negocio de siembra de hortalizas y quiere mejorar en el negocio de tejidos. La socia solicita el préstamo para alquilar el terreno para sembrar hortalizas y comprar lana para que teja las chompas y pantalones.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Vilma to rent a crop field and to purchase wool.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 17, 2011
Oct 19, 2011
Currency Exchange Loss:
May 15, 2012