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Bega Kwa Bega Group
In this Group: Halima, Ngeme, Masoud, Aziza, Said, Amina, Sophia, Amina, Rukia, Amina, Mnua, Alphonce, Faudhia, Ziada*, Euphrasia, Florensia, Joyce, Zainabu*, Zuhura, Mariam, Lucy, Semen
* not pictured
Halima, who is in her early 50s, is married and has nine children. Three of them are still at school. She has been a stone quarrier and a buyer of scrappers for seven years now. She works from 6 a.m to 6 p.m daily and is able to make a good monthly profit.

This will be her third loan from Tujijenge Tanzania. She used the previous loans to start the business of buying and selling scrappers (scrappers are metal products which are not in use any more, like the left overs of the written-off cars, empty tins and things like old metal dust bins, which are melted into iron bars), paid school fees and household expenses. She has paid back her all her loans successfully. She wants a loan to buy more stones for making more stone quarries and to buy more scrappers to sell. Her dream is to to one day be able to build her own house (a stone quarry is when a big stone is extracted into small stones for building materials).

She will share this loan with her loan group, "Bega Kwa Bega," which has a total of 22 members who will hold each other accountable for paying oback their loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 23
    View loans »
    Tanzania Loans Fundraising
  • $16,186,575
    Funds lent in using Kiva
  • 1,701.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Bega Kwa Bega Group's $4,500 loan helped a member to buy more stones for making more stone quarries and to buy more scrappers to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 19, 2011
Oct 27, 2011
Currency Exchange Loss:
Mar 15, 2012