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Update on Irina

Irina now needs to renew the seasonal merchandise and purchase women's shoes, coats, sweaters and pants.

Her previous loan increased Irina's income and also increased the variety of merchandise. She purchased additional vendor space and was able to prepare it for business.

Thanks to the income she received Irina's house was remodeled with new wallpaper, paint job and replacement of sewage and heating systems. Irina stands out from other business owners with her sociability and sincere belief in God.
View original language description ↓
У Ирины возникла необходимость обновить сезонный товар и закупить женскую обувь, плащи, свитера, брюки.
За счет предыдущего кредита у Ирины увеличился доход, так же увеличился ассортимент товара. Она приобрела дополнительную торговую точку, смогла ее оборудовать для торговли.
Благодаря прибыли у Ирины в доме был произведен ремонт, поклейка обоев, покраска, замена канализационной системы и системы отопления. Ирина выделяется среди других предпринимателей своей общительностью и искреней верой в Бога.

Previous Loan Details

Irina is married with a 12-year-old son Yegor. She is a used clothing vendor in her home town of Berdyansk. She has two vending locations: an outlet in the local mall called ‘Yuzhnyi’ and a little store in another part of town. Irina started this venture nine years ago. Presently, she is making a... More from Irina's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Irina to buy women's shoes, coats, sweaters and pants.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 14, 2011
Oct 20, 2011
Currency Exchange Loss:
Mar 15, 2012
This photo was used before for a previous loan for Irina. It was first posted on Kiva on Aug, 2010. Learn More