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Ya, 56 years old, sells beans and yams earning $5 per day. Her husband is a farmer earning $1 per day. They have three children; all are working in the garment factory and each earns $3 per day. Every month, she has to spend $60 on food, $5 on electricity, $20 on rental fees, $20 on transportation and $20 on other expenses. She would like to request a loan of $1200 to buy cattle for resale. The loan will help her to buy two cattle that can transport beans and yams to sell, and she will sell those cattle when there is a good price.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 227
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Ya to buy two cattle to transport beans and yams to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 20, 2011
Oct 24, 2011
Currency Exchange Loss:
May 16, 2012