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Melina Narcisa
Melina is 29 and lives in the area known as "Duran". She began her snack business five years ago and started by preparing snacks for the family. Upon realizing that she was doing a good job she decided to set up a snack shop.

She works alone from 6:00 a.m. to 1:00 p.m. The difficulty she is up against is delinquency and delivery of the products, since she has no vehicle to get around.

She is married and her husband works as an electric engineer. The loan she is requesting is to buy goods such as flour, sugar, eggs, meat, an oven, etc.

Her dream is to expand the business by setting up other shops in the town.
View original language description ↓
Melina de 29 años, vive en una zona llamada “Duran”.
Inicio el negocio de elaboración de bocaditos y buffet hace 5 años, comenzó preparando bocaditos para la familia y al darse cuenta que lo hacia rico, decidió ponerse un local de venta de bocaditos.
La actividad la realiza sola, desde las 6:00am hasta las 1:00pm.
La dificultad de ella es la delincuencia y la entrega de bocaditos, ya que no tiene ninguna clase de vehículo para movilizarse.
Es casada, el esposo trabaja en Ingeniero de electricista.
Solicita el préstamo para comprar mercadería como: harina, horno, azúcar, huevos, carnes, etc.
Su sueño es expandir su local a otros locales en otro sector de la urbe.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 64
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Melina Narcisa to buy goods such as flour, sugar, eggs, meat, an oven, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 7, 2011
Oct 19, 2011
Currency Exchange Loss:
Nov 15, 2012