One of the members of the team is Yolanda. She is 47, married, and has children; but all are adults and already married. She is only looking after a four year-old grandson. She lives in the municipality of Garcia, in the state of Nuevo Leon.
On weekdays, Yolanda sells tacos de guisos (tortillas filled with prepared meats, vegetables and sauces) at construction sites. She sells to the construction workers to whom she extends credit, and then collects from at the end of the week for what they have eaten. On weekends she sells barbecue and menudo (tripe) in General Escobedo, Nuevo Leon. Her husband helps her make the food, and transports it in a truck.
She chose this business, since besides the fact that she likes to cook, it pleases her that people enjoy a good meal in their free time. In addition, she wanted to find a way of helping her husband and children with the household expenses and other needs. She will use the loan to stock up on food and to buy a set of larger steamers, as she has a lot of customers.
One of Yolanda's greatest dreams is to have a fixed stand, with a larger structure, and a few tables and chairs, so that her patrons also have the option of eating right there, including the workers from the construction site.
Yolanda se dedica a la venta de tacos de guisos entre semana en obras (a los albañiles y trabajadores a quienes le fía y los fines de semana les cobra lo que consumieron) y los fines de semana vende barbacoa y menudo en General Escobedo, N.L., su esposo le ayuda a hacer la comida y es quien la translada en una camioneta. Ella escogio este negocio ya que además de que le gusta cocinar, le agrada que la gente disfrute de una buena comida en sus ratos libres, además de querer buscar la manera de apoyar a su esposo e hijos con los gastos del hogar y para lo que se necesite. Con el dinero del credito que resivio surtirá mas alimentos y comprará un juego de vaporeras mas grande, ya que tiene mucha clientela.
Uno de los sueños mas grandes de Yolanda en tener un puesto fijo con estructura mas grande, varia sillas y mesas para que la gente que le compra también tenga la opción de comer ahí, así como los trabajadores y albañiles de la obra.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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