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Julius is a farmer in Murang’a, Central Kenya. He is 52 years old, married, and has two adult children. He has been farming for 20 years. His farm produces tea, coffee, and milk, which goes to the local market.

Julius has requested a loan of 63,600 KES from Juhudi Kilimo to purchase and insure a dairy cow. He says the loan will improve his income and reduce his dependence on his children. He says he wants to own six dairy cows.

Julius says Juhudi has made it easier for farmers to create wealth.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 814
    View loans »
    Kenya Loans Fundraising
  • $47,022,050
    Funds lent in using Kiva
  • 99.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Julius to purchase and insure a dairy cow.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 28, 2011
Oct 23, 2011
Currency Exchange Loss:
Nov 17, 2012