A loan of $475 helped to buy construction materials (sand, stone, rebar, iron, etc.) for her house.

Esperanca's story

Esperanca was born in the district of Guijá, in the province of Gaza in southern Mozambique. She is unmarried and has three children, two of whom are still in school. She went to school through the eleventh grade but had to drop out because of financial difficulties. She lives with her family in a home they own, and isn't financially responsible for anyone else.

She left Gaza for Maputo, in Boane, to find a job. She has been a coordinator for HIV/AIDS activists in the Assoção PFUCANE for more than five years and earns about 11,000 meticals a month. She uses her salary to pay for household expenses and also saves a little in her bank account.
She's had loans from other banks (Tchuma) for her business, which she paid off without any problems. She learned about Hluvuku from friends who are also clients of the institution. This is her third loan with Hluvuku, in the amount of 12,000 meticals, which she will use to buy construction materials (sand, stone, rebar, iron, etc.) to build a house. Her first loans, in the amounts of 20,500 and 25,000 meticals, were both used on the house.
She hopes to ask for further loans from Hluvuku to finish the wall around her house so she can offer her family more security.

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Translated from Portuguese by Kiva volunteer Andrea Rosenberg

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