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Leonor was born in the District of Manjacaze, in the Province of Gaza in the south of Mozambique, is married and is the mother of 5 children who are still in School. She completed her university degree but didn't continue with her studies due to a lack of financial means. She lives in her own home with her family and doesn't support anyone else.

She left her hometown for Maputo to pursue her studies. She has been a teacher at 'EPC 4 de Outubro' for more than 22 years and has a monthly salary of 9,700.00 meticals (MZN) which she spends on household expenditures and saves in her bank account (BIM).

She has had loans from other banks and has managed to pay these off without any difficulties. She came to know of Hluvuku through friends who are also clients of this institution. This is her sixth loan with Hluvuku for the amount of 25,000.00 MZN, with which she intends to purchase materials for her house (sand, cement, stone, blocks and others) to continue with the build work on her house. Her first loans were also for this activity.

Leonor intends to complete her house and purchase a vehicle to increase the comfort of her family and as such, she will be soliciting more loans from Hluvuku.
View original language description ↓
Nasceu no Distrito de Manjacaze, Provincia de Gaza, sul de Moçambique, casada e mãe de 5 filhos que ainda frenquentam a Escola. Fez o ensino superior e naõ continuou devido a falta de condições financeiras. Vive na casa propria com a sua familia e não sustenta mais ninguem.

Saiu da sua terra natal para Maputo devido aos estudos, é professora na EPC 4 de Outubro ha mais de 22 anos e tem um salario de 9.700.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Já teve emprestimos em outros bancos e conseguiu pagar sem nenhumas dificuldades. Conheceu a Hluvuku atravez de amigos que tambem saõ clientes desta instituição. Este é o seu sexto emprestimo na Hluvuku no valor de 25.000.00mt, com qual pretende comprar material para a sua casa (areia, cimento, pedra, blocos, e outros), para dar continuidade com a obra da sua casa. Os primeiros emprestimos tambem foram para a mesma actividade.
Pretende concluir a sua casa e adquirir uma viatura para confortar a sua familia, assim irá solicitar mais emprestimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 35
    View loans »
    Mozambique Loans Fundraising
  • $3,096,400
    Funds lent in using Kiva
  • 26.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Leonor purchase materials for her house (sand, cement, stone, blocks and others).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 4, 2011
Oct 19, 2011
Currency Exchange Loss:
Apr 18, 2013