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Ecelina was born in the city of Maputo, in the province of the same name in southern Mozambique. She is married and the mother of three children, all of whom go to school. She went to school through the tenth grade but had to drop out because of financial difficulties. She lives with her family in a home they own, and isn't financially responsible for anyone but her children.

She's always lived in Boane, in the province of Maputo. She's been making tools in Macaté for more than two years and she and earns about 13,000 meticals a month. Together with her husband's earnings, they are able to cover their household expenses and save some in their bank account (BIM).

She has never had loans from other banks. She learned about Hluvuku from friends who are also clients of the institution. This is her fifth loan with Hluvuku, in the amount of 25,000 meticals, which she will use to buy construction materials (iron, sand, stone, sheet metal, cement, etc.) to continue work on her house.
She hopes to ask for further loans from Hluvuku to finish her house so she can provide her family with a more comfortable life.
View original language description ↓
Nasceu na cidade de Maputo, provincia de mesmo nome, sul de Moçambique, casada e mãe de 3 filhos e todos frenquentam a Escola. Fez 10ª classe e parou por falta de condições financeiras. Vive na casa propria com a sua familia e não sustenta mais ninguem alem dos filhos.

Viveu sempre em Boane provincia de Maputo, é ferramenteira na Macaté ha mais de 2 anos e tem um rendimento de cerca de 13.000.00mt por mês juntando com o rendimento do seu marido, que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Nunca teve emprestimos em outros bancos, conheceu a Hluvuku atravez de amigas que tambem saõ clientes desta instituição. Este é o seu quinto emprestimo na Hluvuku no valor de 25.000.00mt, com qual pretende comprar material de construcao para a sua casa (ferro, areia, pedra, chapas, cimento e outros) para aumentar a quantidade do material na sua casa.
Pretende concluir a sua obra para melhor confortar a sua familia, assim irá solicitar mais emprestimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 2
    View loans »
    Mozambique Loans Fundraising
  • $3,043,175
    Funds lent in using Kiva
  • 26.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Ecelina to buy construction materials (iron, sand, stone, sheet metal, cement, etc.) for her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 4, 2011
Oct 18, 2011
Currency Exchange Loss:
Aug 15, 2012