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Enoque was born in the district of Chibuto, in the province of Gaza in southern Mozambique. He is married and has four children, all of whom attend school. He went to school through the sixth grade but had to drop out because of financial difficulties. He lives in his own home with his family and also supports his mother financially, sending her money to help with her expenses.

He left Chibuto for Boane in search of a better life. He's worked as an auto electrician at Super Steel for more than two years and earns a salary of 12,000 meticals a month. He uses his salary to pay for household expenses and also saves some in his bank account (BIM).
He has never had loans from other banks. He learned about Hluvuku from a friend who is also a client of the institution. This is his fifth loan, in the amount of 30,000 meticals, which he will use to purchase construction materials (iron, sand, rebar, sheet metal, etc.) to continue the construction on his house. His first loans, in the amounts of 10,000, 12,000, and 15,000, and 20,000 meticals, were all also used for his home.
He hopes to finish the house to offer his family a more comfortable life. In the future he would like to build a grocery store for his wife, for which he will request further loans from Hluvuku.
View original language description ↓
Nasceu no Distrito de Chibuto, provincia de Gaza, sul de Moçambique, casado e tem 4 filhos todos frenquentam a Escola. Fez a 6ª classe e parou por falta de condições financeiras. Vive na casa propria com a sua familia e sustenta a sua mãe enviando dinheiro para auxiliar nas despesas de casa.

Saiu da sua terra natal para Boane aprocura de melhores condicoes de vida, trabalha como electrecista auto na Super Steel ha mais de 2 anos , e tem um salario de 12.000.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Nunca solicitou emprestimo noutros bancos, conheceu a Hluvuku atravez de um amigo que tambem é cliente desta instituição. Este é o seu quinto emprestimo na Hluvuku no valor de 30.000.00mt, com qual pretende comprar material de construção para a sua casa (ferro, areia, barrotes, chapas e outros) para dar continuidade com a sua obra. Os primeiros emprestimos foram de: 10.000.00mt, 12.000.00mt, 15.000.00mt, e 20.000.00mt, também para a sua obra.
Pretende concluir a sua casa para melhor confortar a sua familia, mais tarde construir uma mercearia para a sua esposa, assim irá solicitar mais emprestimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 60
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 26.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Enoque to purchase construction materials (iron, sand, rebar, sheet metal, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 4, 2011
Oct 18, 2011
Currency Exchange Loss:
May 16, 2012