Update on JudithJudith is 32 years old, married, and has two children. She has a grocery store in her home. Judith previously worked on a vegetable farm, but with her savings she was able to establish her own business. Thanks to everything that FINCA Peru has taught her and the training she has received, Judith has been able to grow her business.
Now her goal is to have a larger store. The loan she is receiving will be used to buy rice, milk, oil, and sugar.
Previous Loan Details
Judith is a member of the Banco Comunal Manantial community bank.
Judith is married. She is 28 years old and has 2 children. Judith lives in the Muyurina community that is located 30 minutes from the city of Ayacucho. Judith, together with her husband, dedicates herself to the agriculture of vegetables. The variety of vegetables depends on the market's demands. Her producs she sells in the market in the city of Ayacucho where she has a stand. She conducts wholesales as well.
Judith requires a loan in the amount of 1500 soles. These funds will be invested in the purchase of fertilizer and seeds and to cover the labour costs.
Judith's dream is to improve her business, and to have larger plantations in more fields, and to have her children complete their schooling.
Translated from Spanish by Erika Lindig, Kiva Volunteer.
Judith es socia del Banco Comunal Manantial.
Judith es casada, tiene 28 años y 2 hijos, Judith vive en la comunidad de Muyurina que se ubica a 30 minutos de la ciudad de Ayacucho, Judith junto a su esposo se dedican a la agricultura de verduras variadas dependiendo de la demanda del mercado, sus productos los comercializa en el mercado de abastos de la ciudad de Ayacucho en donde tiene un puesto, sus ventas son por mayor y menor.
Judith necesita un préstamo de 1500 soles, dinero que será invertido en la compra de abono, semilla y para el pago de los peones.
Los sueños de Judith son que su negocio mejore, sembrar en más terrenos y que sus hijos culminen sus estudios. More from Judith's previous loan »
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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