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Celeste Group
In this Group: Florida , Santa Lucia , Cristina, Juana Maria , Maria Rosa, Marlene , Delia , Julia Claudia , Lucila
The “Celeste” community bank are about to start their second loan cycle with Pro Mujer, as part of the Los Andes regional office. The group has eight members and is run by a board of directors which is headed by Florinda. The businesses that the members of the community bank are engaged in are varied and include: selling food, selling sweaters, selling 'salchipapas' (traditional Peruvian fast food), selling jackets, sewing pants, selling cheese and running a neighborhood store.

Florinda says that she has been working with Pro Mujer for five months. She joined the institution through an invitation from a loan officer and some friends. She has a grocery store business where she has been working for sixteen years.

Florinda will use the loan that she is taking out to increase her capital (buying noodles, rice, sugar, etc.). She will buy these products in La Ceja and then sell them in her store. This work allows her to make income to support her family. She is married and has three children.

When we asked her what she likes about Pro Mujer, Florinda replied that she likes the savings.
View original language description ↓
La A.C. “CELESTE” iniciará su segundo ciclo en Pro Mujer, como parte del centro focal Los Andes, está compuesta por ocho integrantes y está dirigida por una mesa directiva encabezada por la señora Florinda. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de comida, venta de chompas, venta de salchipapas, venta de chamarras, costura de pantalones, venta de quesos, tienda de barrio.

La señora Florinda, indica que hace cinco meses que trabaja en Pro Mujer y que integro la institución por invitación de una promotora y de compañeras. En la actualidad ella tiene un negocio de tienda de abarrotes que viene trabajando hace diez y seis años.

El crédito que ahora sacará es para aumentar su capital (compra de fideo, arroz, azúcar, etc.) que adquirirá de la Ceja y posteriormente lo venderá en su tienda. Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 136
    View loans »
    Bolivia Loans Fundraising
  • $36,346,700
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Celeste Group's $1,775 loan helped a member to buy noodles, rice, sugar, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 28, 2011
Oct 17, 2011
Currency Exchange Loss:
May 15, 2012