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Ghalia is a 52-year-old hard-working woman who, with her husband, Khalil built a barn in their backyard a long time ago. In the barn they have a large number of goats that they bring from outside Jordan and sell them at the market. They are now well known among their competitors with their trading business, which has been growing greatly year after year. Even their sons are now in the business helping their old parents.

Now Ghalia has applied for a loan under her name to buy more goats to be prepared for the next Islamic holiday orders which will be next month. In this Islamic holiday the orders become very high, requesting sheep, cow, and goat meat.

Since Ghalia is a conservative person, her husband Khalil has agreed to appear in the photo.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 19
    View loans »
    Jordan Loans Fundraising
  • $8,793,150
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,975 helped Ghalia to buy more goats and prepare for the upcoming holiday orders.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 17, 2011
Oct 22, 2011
Currency Exchange Loss:
Nov 17, 2013