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Guljamal's Group
In this Group: Guljamal, Jyldyz, Kunduz, Daniyar
Guljamal is a member of this group. She is 52 and unfortunately, she is a widow. She has raised four children. All of her children except the youngest son live independently from Guljamal. Ten years ago, with an initial investment of 2,000 soms, Guljamal started a wholesale fish business. She supplies fish to the stores and in this way, she earns about 12,000 soms per month. This profit made it possible to save money to purchase a vehicle for her son. At the moment, she needs money to purchase clothes for herself. Thus, she applied for the loan from “Kiva”. In the future, she hopes to expand her fish sales business and plans to invest money in cattle breeding.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 28
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,864,850
    Funds lent in using Kiva
  • 45.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Guljamal's Group's $1,525 loan helped a member to purchase clothes.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 13, 2011
Oct 21, 2011
Currency Exchange Loss:
Jul 15, 2012