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Kalsoom's Group
In this Group: Kalsoom , Mumtaz Mai, Salma Bibi, Nusrat, Allah Rakhi, Shamim Akhtar
Kalsoom is 57 years of age and is a married woman. Her husband is a watchman by profession. His income is not enough to afford the living expenses of the whole family and so Kalsoom can't provide education to her children. Her eldest son is a rickshaw driver, while the other tow work in a factory.
Kalsoom has applied for a loan from Kiva partner, Asasah, for her son, who wants to buy a rickshaw. He is currently driving a rented rickshaw. He is not able to make good income this way.

By purchasing a rickshaw, he will be able to work for longer hours without any time limitations and he can increase his profits.
He has 3 years of experience in his work, and Kalsoom is confident about the improvement of her son’s business after the loan investment.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 290
    View loans »
    Pakistan Loans Fundraising
  • $17,414,050
    Funds lent in using Kiva
  • 86.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalsoom's Group's $1,350 loan helped a member to buy a rickshaw.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 14, 2011
Oct 21, 2011
Currency Exchange Loss:
Oct 15, 2012