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Galina lives with her husband in the city of Berdyansk. Her adult children live separately for a long time. Galina sells household goods and china on the central market of her city for eight years now. Galina does not have competitors on this market, she is the only one who sells such merchandise. Her merchandise is of very high quality. At this time her working capital is 50,000 hryvna.

Galina plans to use the 12,000 hryvna loan from Kiva to buy additional merchandise, such as pots, pans, dinner sets and etc, for successful resale in the future. By renewing the variety of her merchandise Galina will attract new customers, increase purchasing power and commodity turnover. Galina is entrepreneurial and always has a hardworking attitude towards her business, and is polite towards her customers. All these factors certainly have an impact in the successful growth of Galina's business.
View original language description ↓
Галина живет с мужем в городе Бердянске. Ее взрослые дети давно живут отдельно. Галина занимается торговлей на центральном рынке своего, реализует хозтовары и посуду вот уже 8 лет. На этом рынке у Галины нет конкурентов, она одна продает такой товар. Товар очень качественный. На данный момент оборотный капитал составляет 50 000 гривен.

Кредит КИВА в 12 000 гривен Галина планирует использовать для закупки дополнительного товара, а именно кастрюль, сковородок, столовых сервизов и т.п. для удачной реализации в дальнейшем. Обновив ассортимент реализуемой продукции, Галина сможет привлечь новых покупателей, увеличится покупательская способность и увеличится товарооборот. Галина предприимчива и всегда старается трудолюбиво относиться к своему бизнесу, вежливо обслуживает клиентов. Все эти факторы, несомненно, влияют на успешное развитие бизнеса Галины.

Пометка: история на РУССКОМ языке

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Galina to purchase additional merchandise such as pots, pans, dinner sets and etc, for successful resale in the future.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 20, 2011
Oct 15, 2011
Currency Exchange Loss:
Sep 15, 2012