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Mr. Tes M. is married with three children and lives Batambong province, Cambodia. He is employed by a private company and makes about $4 a day. His wife works as a seamstress and typically earns around $7 a day. Mr. M. plans to use this loan to buy another sewing machine for his wife so she can expand her business.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Tes to expand a tailoring business by buying one more sewing machine.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 27, 2008
Feb 11, 2008
Currency Exchange Loss:
Sep 24, 2009