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Vladimer is 46 years old, single, and lives with his parents. He is a farmer from the Zovreti, Imereti Region in the western part of the country.

Vladimer leads his family's agricultural business. Specifically, they have three milk cows. Vladimer and his mother produce cheese and other dairy products and sell them in Zestaponi, a nearby town. Along with the dairy farm the family owns a 2000-square-meter vineyard. They sell grapes in the Zestaponi market as well. The total average monthly income of the family is 450 Laris, including the pensions of Vladimer’s parents.

Vladimer is requesting a loan, which he will use to purchase a milk cow. The family will be able to sell more dairy products and raise their income. Part of the increase in income will be reinvested in farming activities and the rest will be used for improving the family's living conditions

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 45
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Vladimer to purchase a milk cow.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 30, 2011
Oct 21, 2011
Currency Exchange Loss:
Aug 15, 2012