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Soso is from the village of Tskhratskaro. He is 65 years old, married, and lives with his wife Tsiuri. Soso works in the Zestaphoni Railway Company. Along with his regular job, he has an agricultural business. His family has a small dairy farm – three cows, four calves and a bull. Soso and Tsiuri sell dairy products to the retailers in the Zestaphoni open market.

Along with the dairy farm, the family has two pigs. Their piglets are sold at the same market. The total average monthly income of the family is 800 Laris (approximately $480).

Soso requested credit for purchasing two additional milk cows. Soso and Tsiuri will produce more dairy products and increase sales. It will positively impact the income of the family. They will be able to spend more on satisfying the family's daily needs and improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 46
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Soso to purchase milk cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2011
Oct 21, 2011
Currency Exchange Loss:
Feb 15, 2012