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Nga, 33, is married and has been supporting her family by operating a beauty shop in the local community. Her husband earns an income with his business of recycling waste materials. Nga lives with her children and husband in Ho Chi Minh City.

Nga has been in business for ten years. She plans to use this loan to buy new hairdressing tools, cosmetics, and materials such as shampoo, dyes, and nail-polish. In the future, she would like to expand her business and improve her family's living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 146
    View loans »
    Vietnam Loans Fundraising
  • $16,208,900
    Funds lent in using Kiva
  • 20,880.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Nga to buy new hairdressing tools, cosmetics and other materials for her beauty salon.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 29, 2011
Oct 21, 2011
Currency Exchange Loss:
Aug 15, 2012