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Koeun (pictured here), 66, is a security guard. His wife, Phany, 56, stays at home and does housework. They have been married since 1972 and have four children--two sons and two daughters. Three of their children are married; two live in a separate home, one still lives in the family home and another is a garment worker. The family is living in a village along National Road Number Three, about twenty kilometers from Phnom Penh City.

Koeun is in the process of building a new house, but has not yet finished it. Koeun has decided to ask for his first loan of $1,200 to complete the construction.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 208
    View loans »
    Cambodia Loans Fundraising
  • $40,009,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Koeun to finish building his house.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Oct 12, 2011
Oct 20, 2011
Currency Exchange Loss:
Jun 15, 2012