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Siby is 42 years old and is a grocery seller earning $7 per day. Her husband buys and sells fruit earning $3 per day. They have four children, one is studying and the rest are helping their mother sell grocery goods. Every month she has to spend $66 on food, $3 on electricity, $4 on school fees, $3 on transportation, and $7 on other expenses. She would like to request a loan of $1000 to buy fruit to sell. She wants to extend her husband’s business so he can make good profit from his business.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 87
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Siby to buy fruit to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 4, 2011
Oct 20, 2011
Currency Exchange Loss:
Oct 15, 2012