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Sophart is 53 years old and a farmer. He sells animals and earns $10 per day. His wife is a farmer, and sells fish earning $10 per day. They have three children; one is studying, and the other two are working earning $10 per day each. Every month, he has to spend $61 on food, $5 on electricity, $15 on school fees, $10 on transportation, and $5 on other expenses. He would like to request a loan of $1200 to buy cow for farming and to sell. He doesn't want to change his career of selling cows because he can make good income from this career.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 94
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sophart to buy cow for farming and to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 4, 2011
Oct 20, 2011
Currency Exchange Loss:
Jan 15, 2013