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Update on Marcelina

Marcelina is 52, and has five children. She lives in the city of Cusco, Peru. Marcelina sells clothing.

Marcelina tells us that she travels to the town of Anta on Sundays to sell clothing. She has had the business for ten years, and it's going very well. On this occasion she needs the loan to buy merchandise, such as sweaters, pants, shirts, and other clothing articles.

Marcelina belongs to the "Unión, Fuerza y Amistad" communal bank, under the Asociación Arariwa institution. She is thankful for the opportunity she has been given, and promises to make her scheduled payments on time.
View original language description ↓
Marcelina tiene 52 años de edad, tiene cinco hijos y vive en la ciudad de Cusco, Perú. Marcelina se dedica a la venta de ropa, la socia Marcelina nos cuenta que viaja a la ciudad de Anta los días domingos para vender ropa. Ya son 10 años que tiene el negocio y le va muy bien, ella en esta oportunidad requiere el préstamo para comprar mercadería como por ejemplo chompas, pantalones, camisas y otras cosas más.

Marcelina pertenece al banco comunal “Unión, Fuerza y Amistad” de la Asociación Arariwa y se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

Previous Loan Details

Marcelina is 49 years old, has five children and lives in Cusco, Peru. Every Sunday she travels to the city of Anta where she sells clothing. She's been in this business for 10 years and it is going very well for her. She plans to use the loan to buy items such as sweaters, trousers, shirts an... More from Marcelina's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Marcelina to buy sweaters, trousers, shirts and other clothing items.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 14, 2011
Oct 15, 2011
Currency Exchange Loss:
Mar 15, 2012
This photo was used before for a previous loan for Marcelina. It was first posted on Kiva on Feb, 2011. Learn More