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Sandra Patricia
Sandra is 32, single, and lives in the area of the city called "Fortin." Her business is a store located in the rear part of her house.

She started this business three years ago. Since she had a little working capital, she thought of setting up some kind of business. Currently her business is going well. She works on her own, and her hours are 8:00am to 8:00pm, Monday to Sunday. Her life is good. She has two children, 12 and 16. They go to public schools.

She is applying for this loan to buy merchandise such as milk, drinks, rice, sugar, etc. Her dream is to have a house made of cement, and greatly expand her business, in order to be able to help her children complete their education.
View original language description ↓
Sandra de 32 años, vive en una zona periurbana llamada el “fortín”.
Su negocio es una tienda ubicada en la parte delantera de su vivienda.
Empezó con esta actividad haces 3 años, ya que tenía poco capital ella pensaba ponerse otra clase de negocio, en la actualidad le va bien con este negocio.
Su trabajo lo realiza sola, el horario es de lunes a domingo, desde las 8:00am hasta las 20:00pm.
No tiene dificultad, es soltera.
Tienen 2 hijos uno de 12 y el otro de 16 años, estudian en escuelas públicas.
Solicita este préstamo para la compra de mercadería como: leches, bebidas, arroz, azúcar, etc.
Su sueño es hacer su casa de cemento y agrandar muchos más su negocio y poder ayudar a sus hijos para que terminen sus estudios.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Sandra Patricia to buy drinks, milk, tuna, rice etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 6, 2011
Oct 15, 2011
Currency Exchange Loss:
Mar 18, 2013