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Julio Cesar
Julio, 48, lives with his life companion. He’s been selling seafood for the last two years. He and his life companion decided to go into this business together because of the need to earn income to subsist. Julio and his life companion buy fish and shrimp in one of the country’s ports every week. They prepare their coolers with enough ice and place 50 pounds of shrimp and 50 pounds of fish in them. They buy directly from the fishermen so they earn a good profit margin.

He is asking Fundación Campo for a loan to buy larger amounts of fish and shrimp because they sell it quickly and at a good price because they’ve staked out a market in the north of the country where fish and shrimp are scarce. To go sell there they take up to three buses with their merchandise and it takes an entire day to sell their merchandise.

Julio sees the seafood selling business as quite a good source of income but at the same time it requires much sacrifice so he plans to save up some of the income he earns to be able to buy himself a car to have his own means of transportation and sell his seafood faster.
View original language description ↓
El señor Julio tiene 48 años de edad, vive con su compañera de vida.

Él se dedica desde hace dos años a la venta de mariscos, junto con su compañera de vida decidieron emprender este negocio, debido a la necesidad de obtener ingresos para subsistir.

Don julio y su compañera de vida compran pescado y camarones en un puerto del país, cada ocho días, ellos preparan sus hieleras con suficiente hielo y depositan ahí 50 libras de camarones y 50 libras de pescado. Ellos compran directamente a los pescadores, por lo que les queda un buen margen de ganancia.

Él solicita un préstamo a Fundación Campo, para comprar más cantidad de pescado y camarones, ya que los venden a un buen precio y muy rápido, debido a que han buscado mercado en la zona norte del país donde los pescados y camarones son muy escasos. Para ir a vender ellos toman hasta tres autobuses con su mercadería y les lleva un día entero para vender su mercadería.

Don Julio ve en el negocio de mariscos una fuente de ingresos bastante buena, pero que al mismo tiempo requiere de mucho sacrificio, por lo que piensa ahorrar de los ingresos que obtenga y poder comprarse un carro y de esta forma tener su propio medio de transporte y vender más rápido sus mariscos.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 700
    View loans »
    El Salvador Loans Fundraising
  • $29,614,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Julio Cesar to buy more fish and shrimp.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 11, 2011
Oct 14, 2011
Currency Exchange Loss:
Nov 15, 2012