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Vilma is 47 years old, married, and lives with her husband and three children. She will use her loan to buy pigs for fattening and the necessary supplies. Vilma has an adequate space for engaging in this activity and wants to continue growing with her business. She wants to generate more income for her well-being, have fattened pigs in time for the peak season, sell them at the local market, and generate more profits for the benefit of her family and improving their financial standing each day.

This is the first loan she has received from FUDECOSUR. Vilma has not had any other loans with the state banks. FUDECOSUR is providing this loan with better terms and a lower interest rate.

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Vilma, tiene la edad 47 de años, está casada y vive con sus 3 hijos y su esposo. Ella va comprar con el crédito cerdos para el engorde y sus insumos. Ella cuenta con el local apto para el desarrollo de esta actividad y por lo cual quiere seguir creciendo con el negocio. Ella generar más ganancias para su bienestar y tener los cerdos engordados para la temporada alta y venderlos para el mercado local y obtener la mayor de las ganancias para el bienestar de su familia y mejorar su nivel económico cada día. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,719,900
    Funds lent in using Kiva
  • 511.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Vilma to buy pigs for fattening and the necessary supplies.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 13, 2011
Oct 14, 2011
Currency Exchange Loss:
Oct 17, 2014