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Baluki Plus Group
In this Group: Didier, Roger, Auguy*, Stany*, Eva, Louise, Michel, Cécile, Victorine, Marie, Jacquie, Vadi
* not pictured
Didier, aged 40, is the chairman of the Community Bank named “Baluki Plus”. It is composed of 12 members united in solidarity for receiving Kiva loans with the goal of developing their businesses.

Didier has been part of the micro-enterprise world since 2006. He runs a restaurant and a telephone booth. His businesses are located in the eastern part of Kinshasa. Didier is a trustworthy client of the MFI HOPE RDC, having obtained and correctly repaid four previous loans. With this loan, he is planning to increase the inventory of his business by buying some phones and reselling them with the aim of generating additional profits. His businesses generate a profit of $15 per day. Didier’s ambition is to diversify his bisinesses by opening a cement facility to keep sacks of cement for reselling. He is married and the father of twins who are 4 years old.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 22
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,953,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Baluki Plus Group's $3,775 loan helped a member to reinforce the inventory of his business by buying phones and reselling them with the aim of generating additional profits.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 7, 2011
Oct 19, 2011
Currency Exchange Loss:
Apr 15, 2012