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Phon is 34 years old, divorced, and has two children. She has been cultivating a rice crop for many years. She is hard working so that she can feed her children.

To increase her profits, Phon has decided to enter the sales business from which she can generate approximately $4 each day. She sells fresh seafood to local people in a market at Kompot province.

Phon is requesting a loan from HKL, which she will to use as a capital to buy her additional products to sell. With the increase in income, she will buy a motorcycle in order to support her sales business. She will also save some money for her children’s education and future.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 59
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • 4,098.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Phon to purchase additional products to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 14, 2011
Oct 19, 2011
Currency Exchange Loss:
Aug 15, 2012