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Khar Yalla Group
In this Group: Aïcha, Khady, Ndeye, Arame, Faty Nar, Seynabou, Daba, Sira Ouroundou, Fatou , Ndeye, Yacine, Fatou, Awa, Awa, Fama, Mareme
The solidarity group Khar Yalla was created on June 9, 2008 upon cycle 2 of the Banc Villageois. The group is comprised of sixteen women from the same district. They are active in small-scale commerce.

The group's official, Ms. Aïcha, is 66 years old and a married mother of seven children. She supports her two grandchildren. She runs a business selling utensils and has good experience in it. In the photo, she is the one seated at the right, dressed in orange and black, and holding a fan in her right hand.

Ms. Aïcha buys her goods in the big cities and sells them in her Commune.

Her loan will serve to increase her supply of utensils in order to make more income. With the profits, she plans on building up significant savings in order to obtain another loan that is larger but also to improve her family's well-being.
View original language description ↓
Le groupe de solidarité Khar Yalla est créé le 9 juin 2008 au cycle 2 du Banc Villageois, il est composé de seize femmes issues du même quartier et qui s'activent dans le petit commerce.

La responsable madame Aïcha âgée de 66 ans est mariée mère de sept enfants, elle a en charge ses deux petits fils. Elle mène une activité de commerce d'ustensiles avec une bonne expérience. Elle est assisse sur la photo à droite habillée en orange- noir avec un éventail à la main droite.

Elle achéte ses produits dans les grandes villes et vend dans la commune.

Son prêt lui servira à augmenter ses ustensiles pour se faire plus de revenus.

Elle compte avec ses bénéfices se constituer une bonne épargne pour obtenir encore un prêt plus élevé mais aussi améliorer le bien être familial.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 20
    View loans »
    Senegal Loans Fundraising
  • $14,732,950
    Funds lent in using Kiva
  • 475.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Khar Yalla Group's $2,975 loan helped a member to buy utensils for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 13, 2011
Nov 1, 2011
Currency Exchange Loss:
Apr 15, 2012