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Mrs. Pao is 40 years old and married with three children. Mrs. Pao and her husband are in the business of farming. Besides agriculture, they operate another business. She buys and resells recycled items, especially structures or broken parts of wooden houses that can be used again by poor families to rebuild their houses. These items include zinc, house columns, wooden boards and other housing structures. From this business, they typically earn around $10 USD per day to support their living and family’s needs. Currently, Mrs. Pao has lacked capital for her business. Therefore, Mrs. Pao would like to ask for a loan from Kiva’s lenders in the sum of $1,000 to buy her products. In the future, she plans to buy a plowing machine for growing crops and she hopes that she can expand her existing business more successfully.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 109
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pao to buy items such as zinc, house columns, wooden boards and other housing structures to resell.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 6, 2011
Oct 18, 2011
Currency Exchange Loss:
Sep 15, 2012