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James is from the town of Jimenez Misamis Occidental. He is 39 years old, married with 2 children. James owns & operates a business project, operating a habal-habal or a single motorcycle transport to make a living. This kind of transportation is common in rural areas, for travel from towns to barangays (villages). Each month, he earns PHP 4,500 doing this type of activity, He requested a loan of PHP 12,000 to purchase spare parts for his motorcycle. He operates three motorcycle as of now.

In 2010, James joined GDMPC and he is now on the fifth cycle of loan. James is a good member of Gata Daku Multi-Purpose Cooperative. In the future, he hopes to have another motorcycle for transportation.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 461
    View loans »
    Philippines Loans Fundraising
  • $69,680,050
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped James to purchase motorcycle spare parts for better service.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 4, 2011
Nov 7, 2011
Currency Exchange Loss:
Aug 15, 2012