Rostiko is a forty-year-old married man with eight children, living in Masindi, Uganda. Having started as a farmer 10 years back, he decided to venture into produce buying. Rostiko buys and sells 50 bags of maize in a month. He dreams of buying more land and constructing commercial houses as an investment for his children, to increase the family income. He also desires to own a maize mill and to acquire another store in order to increase his output. Rostiko intends to use the loan he has requested to buy maize for resale.