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Phally, 41 years old, is a housewife. Her husband is a village chief who earns $5 per day. They have three children. One is studying and two are working, earning $10 per day in all.

Every month Phally has to spend $50 on food, $10 on electricity, $10 on school fees, $10 on transportation, and $10 on other expenses.

Phally would like to request a loan of $400 to buy a motorbike for her husband so he can travel to work. She doesn’t have any plans yet for a career because she doesn’t have enough money.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 107
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Phally to buy a motorbike for her husband to travel to work.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 19, 2011
Oct 18, 2011
Currency Exchange Loss:
Oct 15, 2012