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Salud is 67 years old and lives in Lobogon, Aloran, Misamis Occidental. She is married and has two children. Salud has a shop where she sells cosmetics. She has had this business for 15 years. She earns 8,000 PHP a month. She requested a loan of 14,900 PHP to purchase skin-care creams, lotions, powders, perfumes, lipsticks, fingernail and toe nail polish, eye and facial makeup, and towelettes.

Salud has been a member of PMPC for five years. In the future, Salud hopes to have a big cosmetics store.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 337
    View loans »
    Philippines Loans Fundraising
  • $70,752,750
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Salud to purchase skin-care creams, lotions, powders, perfumes, lipsticks, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 13, 2011
Oct 18, 2011
Currency Exchange Loss:
Jul 15, 2012