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Cristina belongs to the “Valle Sagrado de Calca” (Sacred Valley of Calca) communal bank, located in the Calca district of Calca province, in Cusco department. Cristina is 50 years old, married, and has 3 children. She operates her own business buying and selling soft drinks, which she distributes to various grocery stores. Cristina also works as a tutor at the secondary level.

With this business and her social work, she is able to advance her children. Cristina wants to expand her soft drink business and, consequently, she is requesting a loan to purchase soft drinks at wholesale.

Cristina is happy at the prospect of the loan and she promises to comply with the payment schedule.
View original language description ↓
La socia pertenece al banco comunal “VALLE SAGRADO DE CALCA”; El banco está ubicado en el distrito de Calca, perteneciente a la provincia de Calca, y departamento de Cusco.

La socia es la Sra. Cristina; ella tiene 50 años de edad y es casada y tiene 3 hijos; La socia alterna sus actividades diarias con el negocio de compra y venta de gaseosas, ella reparte a diferentes tiendas de abarrotes, la socia también trabaja como docente del nivel secundario, por medio de este negocio y de este trabajo la socia saca adelante a sus hijos, la socia quiere ampliar el negocio de venta de gaseosas. La socia solicita el préstamo para gaseosas al por mayor.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

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About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Cristina to purchase soft drinks at wholesale to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 11, 2011
Oct 12, 2011
Currency Exchange Loss:
May 15, 2012