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Pov, 51 years old, is a cake seller who earns $5 per day. Her husband, a policeman, earns $3.20 per day. They have four children, three of whom are working, and one too young for school. Every month, Pov has to spend $150 on food, $5 on electricity, $20 on rent, and $45 on other expenses.

She would like to request a loan of $1,000 to buy a motorbike to help her children travel to work. She will extend her career when her profits increase.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 79
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pov to buy a motorbike to help her children travel to work.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 21, 2011
Oct 17, 2011
Currency Exchange Loss:
Mar 15, 2013