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03.12.96 Thiệu Dương  Thieu Hoa Group
In this Group: Sáng , Tám, An
Sáng operates a food stall selling fruit and is requesting a loan to purchase fruit for resale. She is 48 and married with three children. Sáng is the group leader of the 96 Thiệu D. solidarity group, which consists of three members.

Sáng lives and works in the Thieu Hoa district, a semi-urban area in Thanh Hoa province and has one dependent. In 2010, she joined Thanh Hoa Fund for Poor Women to improve her business. Since joining, she has successfully repaid six loans.

Sáng has been involved in her business for more than 10 years. The main hardship she faces is the lack of capital. With her business profit, Sáng hopes for her children to find a good job, to buy land of her own, and to be able to buy more supplies and equipment for her business.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 60
    View loans »
    Vietnam Loans Fundraising
  • $17,281,325
    Funds lent in using Kiva
  • 20,855.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 03.12.96 Thiệu Dương Thieu Hoa Group's $925 loan helped a member to purchase fruit to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 26, 2011
Oct 17, 2011
Currency Exchange Loss:
Oct 15, 2012