A loan of $450 helped to purchase raw ingredients needed to make products for sale.


Ana Tau's story

Ana is 52 years of age and married with 6 children. She owns and operates a business venture, selling fast foods. She has 1 year of experience in this business. Ana needs a loan of WST $1,000 to purchase raw ingredients needed to make products for sale. She plans to use the profit from her business (estimated to be 250 talas or $104 per week) to improve the business.

In 2011, Ana joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is her 1st loan with SPBD.



*SPBD evaluates the living conditions of each of its borrowers. Generally, a loan manager evaluates a variety of social metrics on a scale out of 3 (the higher the number, the better off the person is) and these are averaged for the ""overall social metric score."" For example, a 3 out of 3 on ""level of education"" would mean that the borrower has graduated from university.

About SPBD
In 2000, Greg Casagrande founded SPBD to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self esteem. Please join SPBD's lending team on KIVA to receive on-the-spot updates on SPBD.



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