A loan of $650 helped to purchase raw ingredients needed to make products for sale.

Talifaia's story

Talifaia is 50 years old and is married with six children. She owns and operates a business venture selling ice-cake. She has three years of experience in this business. Talifaia needs a loan of WST 1500 to purchase raw ingredients needed to make products for sale. She plans to use the profit from her business (estimated to be 200 talas or $83 per week) to financially support immediate members of her family.

In 2009, Talifaia joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is Talifaia's third loan with SPBD.

*SPBD evaluates the living conditions of each of its borrowers. Generally, a loan manager evaluates a variety of social metrics on a scale of 3 (the higher the number, the better off the person is), and these are averaged for the "overall social metric score." For example, a 3 out of 3 on "level of education" would mean that the borrower has graduated from a university.

About SPBD
In 2000, Greg Casagrande founded SPBD to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self-esteem. Please join SPBD's lending team on Kiva to receive on-the-spot updates on SPBD.

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