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Floramil is 37 years old and widowed with three children. With two of her children in school, she works very hard to provide for them.

Floramil runs a sari-sari (variety) store in the Philippines and requested a loan of 13,000 Philippines pesos (PHP) through NWTF to purchase more items to sell in her store. She has been in this business for five years and sells a variety of items such as snack foods, sugar, and other groceries.

In the future, Floramil would like to save enough for her to continue to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 351
    View loans »
    Philippines Loans Fundraising
  • $70,667,525
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Floramil to purchase more items to sell in her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2011
Nov 2, 2011
Currency Exchange Loss:
Oct 15, 2012