A loan of $3,125 helped a member to buy sandals and t-shirts for children.


Abriendo Futuro Group's story

This communal bank is called “Abriendo Futuro” and has 18 enterprising members who are in different lines of work among which are candy sales, pastry making, new and used clothes sales, crafts and chopping wood for firewood. They are all from the city of Temuco.

Johana is a member of the communal bank. In the photo she’s seated in the third row, first seat from left to right; her hair is pulled back. She has been selling new clothes for the last two years. Her sales are door to door among friends and acquaintances. She also sells her wares in her living room when she gathers a group of customers together. She buys her merchandise in the Meiggs neighborhood located in the city of Santiago. She will use the loan to buy shoes and t-shirts for children. Her goal is to expand the business to install herself in a fixed locale to display and sell her merchandise. Her motivation to continue in business is that she wants to attain economic stability to provide a better quality of life for her family. Johana lives with her mother and her two children who are 8 and 2 years old.

She is very happy and grateful for the loan obtained from Fondo Esperanza because it will allow her to invest in her business. She comments that the she knew the other communal bank members previously so there’s closeness among them. With respect to the communal bank meetings, she comments that they have been opportunities to pass the time pleasantly.

Temuco is the capita of the Araucanía region. The city is located 670 kilometers south of Santiago (Capital of Chile). There is a series of lakeside resorts nearby (Pucón, Villarrica) and very eye-catching flora and fauna concentrated in nearby natural parks. It’s worth pointing out that 50% of the Mapuche, indigenous peoples of our country, live in this region.

In this group: Johana *, Eliseo*, Ismenia, Lissette, Gloria, Ignacia, Veronica, Luciano, Hector, Erna, Jose, Hortensia, Juana, Francisca, Victor, Alejandra, Griselda, Patricio
*not pictured

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Translated from Spanish by Kiva volunteer Polliz



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