A loan of $1,100 helped to buy fertilizer, crop sprays, poles, wire, and twine for growing beans.

Segundo Manuel's story

Segundo is 54, married, and has a 15 year-old son. He lives with his family in Cotacachi, which is located 30 minutes from Ibarra in the northern part of Ecuador. Segundo describes himself as a caring person, who likes to help the people who need it most. Segundo works with his wife in farming; specifically in growing beans.

He is applying for his third loan from Fodemi. He will use this latest loan to buy fertilizers, crop sprays, poles, wires and twine for growing beans. This will help him ensure that his crop is of good quality, and this way he will be able to get good income and be able to pay for his son's education.

His dream is to buy more land in order to continue farming, and to leave it to his son as a legacy, so that he keeps growing beans.

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Translated from Spanish by Kiva volunteer Jeff Goldie

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