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This is Pinky, 28, resident of Bacoor, Cavite City, Philippines. She is married to Edy, a technician. They have one child. She, together with her husband, manages their household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Pinky operates a buy-and-sell business. What she basically does is buy general merchandise from wholesalers and sell them with a little profit. She sells footwear, like sandals and other similar products. Customers are attracted to buy due to the low selling prices and the many options she offers. Aside from this, she sells cooked viands (savory dishes) for added income. Her regular customers are her neighbors and the local community. She makes a minimum of 500 Philippine Pesos (PHP) in sales every day.

To help her continue operations of her business, she is requesting a PHP10, 000 loan. She will be utilizing the loan to buy more quantities and varieties of sandals, slippers, and other footwear to expand her product inventory. She expects a boost in her business income as she expands.

Pinky dreams to have a bigger store in the future and hopes to give her child a high quality education through all her hard work in her business. She faithfully meets up with her co-fellowship members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 364
    View loans »
    Philippines Loans Fundraising
  • $70,796,875
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Pinky to pay for additional inventory of footwear items and products needed in her business.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Oct 3, 2011
Oct 16, 2011
Currency Exchange Loss:
Feb 15, 2012