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Vanna, 25 years old, is working in a cigarette company earning $7 per day. His wife has a pretty salon (a beauty shop) at home and earns $6 per day. The couple does not yet have any children. Every month, Vanna has to spend $40 on food, $10 on electricity, and $49 on other expenses. He would like to request a loan of $1000 to buy a motorbike for transporting cigarettes to sell. The rest of the money, he will spend to extend his wife’s shop. In the future, he wants to extend his wife's shop so that she can provide more services to her customers and earn a better income.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 68
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Vanna to buy a motorbike for transporting cigarettes to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2011
Oct 15, 2011
Currency Exchange Loss:
Jun 20, 2012