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Sreyneang, 34 years old, is a garment factory worker who earns $2.70 per day. Her husband is a chief construction worker and earns about $13 per day. They have three children, all of whom are in school studying. Every month, she has to spend $50 on food, $8 on electricity, and $40 on school fees.

She would like to request a loan of $300 to buy dirt to fill her land which is flooding. This loan will allow her family to avoid flooding. She plans to extend her husband's career by helping him to buy more construction equipment and materials so that he can provide better service to the customers than now. She hopes to send all of her children to study at least until they finish high school.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 65
    View loans »
    Cambodia Loans Fundraising
  • $41,756,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Sreyneang to buy dirt to fill around her house to avoid flooding.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 15, 2011
Oct 15, 2011
Currency Exchange Loss:
Oct 15, 2012