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Samnang, who is 27 years old, is a garment factory worker who earns $3 per day. Her husband is also working in the factory, and he earns $4 per day. They have one child, a boy who is one year old. Every month, Samnang has to spend $30 on food, $6 on electricity and $10 on other expenses. She would like to request a loan of $800 to buy school materials and pay for herself and her husband to study in Korea so that they can have a chance to work in Korea. The reason that they want to leave Cambodia to work in Korea is they can make better salaries in Korea. Samnang has a plan to open a massage shop in her province when she can earn a better income. If she and her husband can have the opportunity to work in Korea, the mother has agreed to look after their child.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 110
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Samnang to buy school materials and pay for herself and her husband to study in Korea.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2011
Oct 15, 2011
Currency Exchange Loss:
Sep 15, 2012